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[1]
Some federal banking regulators and legislators seek to restrict or prohibit the loans not just for military personnel, but for all borrowers,[2] because the high costs are viewed as an unnecessary financial drain on Sink and bathroom shop the lower and lower-middle class populations who are the primary borrowers.
Lenders say these loans are often the only option available to consumers with bad credit or who cannot get a bank loan, credit card, or other lower-interest alternatives. If the roll is 5, 6, 7, or 8, you lose. Buying junk bonds is seen as a risky but potentially profitable form of investment.
Cancellation is truly risk free, but borrowers at the "risk free" rate are considered the least likely to default.
However, if the real value of a currency changes during the term of the debt, the purchasing power of the money repaid may vary considerably from that which was expected at the commencement of the loan
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